About this site

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How we write these guides

Every guide is general information, written in plain English and checked against official Australian sources — Moneysmart, the ATO, Housing Australia and state revenue offices. We link to those sources so you can verify anything yourself. We don’t give personal financial or credit advice.

How we make money

This site is free to read. When we point you to a broker, we link to Best Brokers Melbourne, a mortgage broker referral service, and we may receive a referral fee at no cost to you. That’s our only commercial relationship, and it never changes what the guides say.

General information only — not financial or credit advice. This site links to Best Brokers Melbourne, a mortgage broker referral service, and may earn a referral fee at no cost to you. Always confirm current scheme details with the official source or a licensed broker.